Credit Card & Personal Finance Statistics in 82072
Credit Card Debt in 82072
- 82072 Credit Card Debt
-
- The estimated average credit card debt for 82072 residents is $4,789. [1]
- Average credit card debt amount in Wyoming (all cities) is
4% less than the national average of $4,965.
- Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 82072
82072 Credit Scores
- Credit Scores in 82072
-
- Residents of 82072 (WY) have an estimated average credit score of 711. [3]
- The average credit score in Wyoming (all cities) is
2.16% greater than the national average score of 696.
- Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]
More 82072 (Laramie, WY) Credit Stats
- Credit card delinquency rates in Wyoming [2]
-
- Wyoming residents (all cities) rank 46th in the U.S. with a rate that
is 30% less than the national average of 0.57%.
- Cardholders in 82072 who are more than 90 days late on payments
-
- Wyoming Rate: 0.4%
- National Average: 0.57%
- Statute of limitations for credit card debt in 82072 [4]
-
- 82072 (Wyoming) Law: 8 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 82072 (Laramie, WY)
Recent credit card complaints originating from consumers in 82072, WY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 82072
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
8 |
| Incorrect information on your report |
8 |
| Attempts to collect debt not owed |
4 |
| Communication tactics |
2 |
| Written notification about debt |
2 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Wyoming
About 82072
82072 is associated with the city of Laramie, which is located in Albany County in the state of Wyoming. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Wyoming
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
