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Comprehensive Local Credit Card Guide

Credit Cards in 98278 (Oak Harbor, WA)

Credit Card Debt in 98278

^ Average credit card debt in 98278 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98278

^ Based on overall Washington data, the credit card delinquency rate in Oak Harbor is approximately 0.4%. [2]

Credit Scores in 98278

^ The average credit score in Oak Harbor is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98278

Credit Card Debt in 98278


  • 98278 Credit Card Debt
    • The estimated average credit card debt for 98278 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98278


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98278 Credit Scores


  • Credit Scores in 98278
    • Residents of 98278 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98278 (Oak Harbor, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98278 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98278 [4]
    • 98278 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98278 (Oak Harbor, WA)

Recent credit card complaints originating from consumers in 98278, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98278

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98278

98278 is associated with the city of Oak Harbor, which is located in Island County in the state of Washington. [6]

WA Credit Cards

98278 Credit Cards

For more information about 98278 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau