Comprehensive Local Credit Card Guide

Credit Cards in 99205 (Spokane, WA)

Credit Card Debt in 99205

^ Average credit card debt in 99205 is approximately $5,269, based on overall Washington data. ^[1]

Credit Card Delinquency in 99205

^ Based on overall Washington data, the credit card delinquency rate in Spokane is approximately 0.4%. ^[2]

Credit Scores in 99205

^ The average credit score in Spokane is approximately 713, based on collective Washington data. ^[3]

Credit Card & Personal Finance Statistics in 99205

Credit Card Debt in 99205

99205 Credit Card Debt
- The estimated average credit card debt for 99205 residents is $5,269. ^[1]
- Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 99205

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99205 Credit Scores

Credit Scores in 99205
- Residents of 99205 (WA) have an estimated average credit score of 713. ^[3]
- The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. ^[3]

More 99205 (Spokane, WA) Credit Stats

Credit card delinquency rates in Washington ^[2]
- Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.

Cardholders in 99205 who are more than 90 days late on payments
- Washington Rate: 0.4%
- National Average: 0.57%

Statute of limitations for credit card debt in 99205 ^[4]
- 99205 (Washington) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 99205 (Spokane, WA)

Recent credit card complaints originating from consumers in 99205, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 99205

Complaint Issue	Number of Complaints*
Improper use of your report	35
Incorrect information on your report	13
Problem with a credit reporting company's investigation	11
Managing an account	6
Problem when making payments	4
Other	39

* Total 2021 - 2024 (current)

Additional information about Washington

About 99205

99205 is associated with the city of Spokane, which is located in Spokane County in the state of Washington. ^[6]

99205 Credit Cards

For more information about 99205 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Washington

Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau