Comprehensive Local Credit Card Guide

Credit Cards in 98034 (Kirkland, WA)

Credit Card Debt in 98034

^ Average credit card debt in 98034 is approximately $5,269, based on overall Washington data. ^[1]

Credit Card Delinquency in 98034

^ Based on overall Washington data, the credit card delinquency rate in Kirkland is approximately 0.4%. ^[2]

Credit Scores in 98034

^ The average credit score in Kirkland is approximately 713, based on collective Washington data. ^[3]

Credit Card & Personal Finance Statistics in 98034

Credit Card Debt in 98034

98034 Credit Card Debt
- The estimated average credit card debt for 98034 residents is $5,269. ^[1]
- Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
- Collectively, Washington cities rank 12th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 98034

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98034 Credit Scores

Credit Scores in 98034
- Residents of 98034 (WA) have an estimated average credit score of 713. ^[3]
- The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
- Washington collectively ranks 14th in the U.S. in average credit score of residents. ^[3]

More 98034 (Kirkland, WA) Credit Stats

Credit card delinquency rates in Washington ^[2]
- Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.

Cardholders in 98034 who are more than 90 days late on payments
- Washington Rate: 0.4%
- National Average: 0.57%

Statute of limitations for credit card debt in 98034 ^[4]
- 98034 (Washington) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 98034 (Kirkland, WA)

Recent credit card complaints originating from consumers in 98034, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 98034

Complaint Issue	Number of Complaints*
Incorrect information on your report	247
Improper use of your report	32
Managing an account	18
Problem with a credit reporting company's investigation	18
Attempts to collect debt not owed	13
Other	102

* Total 2021 - 2024 (current)

Additional information about Washington

About 98034

98034 is associated with the city of Kirkland, which is located in King County in the state of Washington. ^[6]

98034 Credit Cards

For more information about 98034 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Washington

Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau