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Comprehensive Local Credit Card Guide

Credit Cards in 98258 (Lake Stevens, WA)

Credit Card Debt in 98258

^ Average credit card debt in 98258 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98258

^ Based on overall Washington data, the credit card delinquency rate in Lake Stevens is approximately 0.4%. [2]

Credit Scores in 98258

^ The average credit score in Lake Stevens is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98258

Credit Card Debt in 98258


  • 98258 Credit Card Debt
    • The estimated average credit card debt for 98258 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98258


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98258 Credit Scores


  • Credit Scores in 98258
    • Residents of 98258 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98258 (Lake Stevens, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98258 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98258 [4]
    • 98258 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98258 (Lake Stevens, WA)

Recent credit card complaints originating from consumers in 98258, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98258

Complaint Issue Number of Complaints*
Incorrect information on your report 32
Improper use of your report 20
Attempts to collect debt not owed 10
Managing an account 9
Trouble during payment process 9
Other 64
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98258

98258 is associated with the city of Lake Stevens, which is located in Snohomish County in the state of Washington. [6]

WA Credit Cards

98258 Credit Cards

For more information about 98258 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 98258

6. ^ United States Census Bureau