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Comprehensive Local Credit Card Guide

Charlottesville Credit Cards

Credit Card Debt in Charlottesville

^ Average credit card debt in Charlottesville is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in Charlottesville

^ Based on overall VA data, the credit card delinquency rate in Charlottesville is approximately 0.53%. [2]

Credit Scores in Charlottesville

^ The average credit score in Charlottesville is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Charlottesville, VA Credit Card & Personal Finance Statistics

Charlottesville Credit Card Debt


  • Credit Card Debt in Charlottesville
    • The estimated average credit card debt for Charlottesville residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Charlottesville Credit Card Calculator


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Charlottesville Credit Scores


  • Credit Scores in Charlottesville
    • Residents of Charlottesville, VA have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More Charlottesville, VA Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Charlottesville cardholders that are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charlottesville [4]
    • Charlottesville (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Virginia

About Charlottesville

Charlottesville is a city located in Charlottesville County in the state of Virginia, and has a population of approximately 43,475. [6]

VA Credit Cards

Charlottesville Credit Cards

For more information about Charlottesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in VA

ZIP Codes in Virginia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau