Comprehensive Local Credit Card Guide

Credit Cards in 23704 (Portsmouth, VA)

Credit Card Debt in 23704

^ Average credit card debt in 23704 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23704

^ Based on overall Virginia data, the credit card delinquency rate in Portsmouth is approximately 0.53%. ^[2]

Credit Scores in 23704

^ The average credit score in Portsmouth is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23704

Credit Card Debt in 23704

23704 Credit Card Debt
- The estimated average credit card debt for 23704 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23704

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23704 Credit Scores

Credit Scores in 23704
- Residents of 23704 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23704 (Portsmouth, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23704 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23704 ^[4]
- 23704 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23704 (Portsmouth, VA)

Recent credit card complaints originating from consumers in 23704, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23704

Complaint Issue	Number of Complaints*
Improper use of your report	88
Incorrect information on your report	67
Problem with a credit reporting company's investigation	29
Written notification about debt	24
Attempts to collect debt not owed	6
Other	13

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23704

23704 is associated with the city of Portsmouth, which is located in Portsmouth (city) County in the state of Virginia. ^[6]

23704 Credit Cards

For more information about 23704 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau