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Comprehensive Local Credit Card Guide

Credit Cards in 24514 (Lynchburg, VA)

Credit Card Debt in 24514

^ Average credit card debt in 24514 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 24514

^ Based on overall Virginia data, the credit card delinquency rate in Lynchburg is approximately 0.53%. [2]

Credit Scores in 24514

^ The average credit score in Lynchburg is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 24514

Credit Card Debt in 24514


  • 24514 Credit Card Debt
    • The estimated average credit card debt for 24514 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 24514


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24514 Credit Scores


  • Credit Scores in 24514
    • Residents of 24514 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 24514 (Lynchburg, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 24514 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 24514 [4]
    • 24514 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 24514 (Lynchburg, VA)

Recent credit card complaints originating from consumers in 24514, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 24514

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 24514

24514 is associated with the city of Lynchburg, which is located in Lynchburg (city) County in the state of Virginia. [6]

VA Credit Cards

24514 Credit Cards

For more information about 24514 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 24514

6. ^ United States Census Bureau