Comprehensive Local Credit Card Guide

Credit Cards in 23285 (Richmond, VA)

Credit Card Debt in 23285

^ Average credit card debt in 23285 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23285

^ Based on overall Virginia data, the credit card delinquency rate in Richmond is approximately 0.53%. ^[2]

Credit Scores in 23285

^ The average credit score in Richmond is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23285

Credit Card Debt in 23285

23285 Credit Card Debt
- The estimated average credit card debt for 23285 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23285

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23285 Credit Scores

Credit Scores in 23285
- Residents of 23285 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23285 (Richmond, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23285 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23285 ^[4]
- 23285 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23285 (Richmond, VA)

Recent credit card complaints originating from consumers in 23285, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23285

Complaint Issue	Number of Complaints*
Problem with a lender or other company charging your account	1

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23285

23285 is associated with the city of Richmond, which is located in City of Richmond County in the state of Virginia. ^[6]

23285 Credit Cards

For more information about 23285 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23285

6. ^ United States Census Bureau