Credit Card & Personal Finance Statistics in 23285
Credit Card Debt in 23285
- 23285 Credit Card Debt
-
- The estimated average credit card debt for 23285 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 23285
23285 Credit Scores
- Credit Scores in 23285
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- Residents of 23285 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 23285 (Richmond, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 23285 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 23285 [4]
-
- 23285 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 23285 (Richmond, VA)
Recent credit card complaints originating from consumers in 23285, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 23285
Complaint Issue |
Number of Complaints* |
Problem with a lender or other company charging your account |
1 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 23285
23285 is associated with the city of Richmond, which is located in City of Richmond County in the state of Virginia. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax