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Comprehensive Local Credit Card Guide

Credit Cards in 20171 (Herndon, VA)

Credit Card Debt in 20171

^ Average credit card debt in 20171 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20171

^ Based on overall Virginia data, the credit card delinquency rate in Herndon is approximately 0.53%. [2]

Credit Scores in 20171

^ The average credit score in Herndon is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20171

Credit Card Debt in 20171


  • 20171 Credit Card Debt
    • The estimated average credit card debt for 20171 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20171


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20171 Credit Scores


  • Credit Scores in 20171
    • Residents of 20171 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20171 (Herndon, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20171 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20171 [4]
    • 20171 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20171 (Herndon, VA)

Recent credit card complaints originating from consumers in 20171, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 11, 2014
20171
Closing/Cancelling account
Synovus Bank
Closed with monetary relief
Yes
No
Apr 17, 2015
20171
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 19, 2014
20171
Transaction issue
DISCOVER BANK
Closed with explanation
Yes
No
Apr 7, 2012
20171
Closing/Cancelling account
CITIBANK, N.A.
Closed without relief
Yes
Yes
Apr 3, 2013
20171
Collection debt dispute
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Oct 24, 2012
20171
Other fee
WELLS FARGO & COMPANY
Closed with non-monetary relief
Yes
No
Mar 1, 2012
20171
Billing disputes
CITIBANK, N.A.
Closed without relief
Yes
Yes
Dec 17, 2016
20171
Rewards
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Mar 8, 2012
20171
Billing statement
SYNCHRONY FINANCIAL
Closed without relief
Yes
Yes
Oct 7, 2016
20171
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Sep 26, 2015
20171
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Oct 3, 2012
20171
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Nov 13, 2013
20171
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 2, 2014
20171
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 3, 2016
20171
Other fee
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
No
Nov 13, 2013
20171
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 11, 2016
20171
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Sep 12, 2012
20171
Billing disputes
WELLS FARGO & COMPANY
Closed with non-monetary relief
Yes
No
Oct 20, 2012
20171
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 8, 2016
20171
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 17, 2016
20171
Billing disputes
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Dec 1, 2011
20171
Bankruptcy
PNC Bank N.A.
Closed without relief
Yes
No
Apr 21, 2013
20171
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 15, 2012
20171
Collection practices
CITIBANK, N.A.
Closed with explanation
Yes
No
May 15, 2013
20171
Payoff process
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jun 26, 2013
20171
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Nov 13, 2016
20171
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local financial institutions in or near 20171

Banks in or near 20171 (Herndon, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20171 produced no matches.

ATMs in or near 20171 (Herndon, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20171 produced no matches.

Credit Unions in or near 20171 (Herndon, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20171 produced no matches.

Household Income Statistics in 20171

Income: 20171 vs. Virginia

Median household income in 20171 ($156,680) is approximately 123 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20171

The median household income in 20171 is $156,680, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 6 percent of Herndon households have incomes below poverty level. [5]



Income: 20171 vs. Nation

Median household income in 20171 ($156,680) is approximately 169 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20171

20171 is associated with the city of Herndon, which is located in Fairfax County in the state of Virginia. [6]

VA Credit Cards

20171 Credit Cards

For more information about 20171 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau