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Comprehensive Local Credit Card Guide

Credit Cards in 20170 (Herndon, VA)

Credit Card Debt in 20170

^ Average credit card debt in 20170 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20170

^ Based on overall Virginia data, the credit card delinquency rate in Herndon is approximately 0.53%. [2]

Credit Scores in 20170

^ The average credit score in Herndon is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20170

Credit Card Debt in 20170


  • 20170 Credit Card Debt
    • The estimated average credit card debt for 20170 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20170


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20170 Credit Scores


  • Credit Scores in 20170
    • Residents of 20170 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20170 (Herndon, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20170 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20170 [4]
    • 20170 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20170 (Herndon, VA)

Recent credit card complaints originating from consumers in 20170, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 31, 2014
20170
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jun 20, 2012
20170
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jan 28, 2014
20170
Advertising and marketing
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 13, 2013
20170
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
No
No
Nov 16, 2012
20170
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
Yes
Jul 23, 2012
20170
Collection debt dispute
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 6, 2014
20170
Late fee
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jan 12, 2016
20170
Billing disputes
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
May 1, 2013
20170
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 27, 2015
20170
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 20170

Banks in or near 20170 (Herndon, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20170 produced no matches.

ATMs in or near 20170 (Herndon, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20170 produced no matches.

Credit Unions in or near 20170 (Herndon, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20170 produced no matches.

Household Income Statistics in 20170

Income: 20170 vs. Virginia

Median household income in 20170 ($96,913) is approximately 38 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20170

The median household income in 20170 is $96,913, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 6 percent of Herndon households have incomes below poverty level. [5]



Income: 20170 vs. Nation

Median household income in 20170 ($96,913) is approximately 66 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20170

20170 is associated with the city of Herndon, which is located in Fairfax County in the state of Virginia. [6]

VA Credit Cards

20170 Credit Cards

For more information about 20170 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau