Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 20155 (Gainesville, VA)

Credit Card Debt in 20155

^ Average credit card debt in 20155 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20155

^ Based on overall Virginia data, the credit card delinquency rate in Gainesville is approximately 0.53%. [2]

Credit Scores in 20155

^ The average credit score in Gainesville is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20155

Credit Card Debt in 20155


  • 20155 Credit Card Debt
    • The estimated average credit card debt for 20155 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20155


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


20155 Credit Scores


  • Credit Scores in 20155
    • Residents of 20155 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20155 (Gainesville, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20155 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20155 [4]
    • 20155 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20155 (Gainesville, VA)

Recent credit card complaints originating from consumers in 20155, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 19, 2013
20155
Credit card protection / Debt protection
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
No
Dec 18, 2013
20155
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jun 29, 2016
20155
Closing/Cancelling account
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Dec 31, 2014
20155
Identity theft / Fraud / Embezzlement
U.S. BANCORP
Closed with explanation
Yes
No
Aug 13, 2012
20155
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 18, 2012
20155
Transaction issue
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 17, 2016
20155
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No

Local financial institutions in or near 20155

Banks in or near 20155 (Gainesville, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20155 produced no matches.

ATMs in or near 20155 (Gainesville, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20155 produced no matches.

Credit Unions in or near 20155 (Gainesville, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20155 produced no matches.

Household Income Statistics in 20155

Income: 20155 vs. Virginia

Median household income in 20155 ($111,388) is approximately 59 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20155

The median household income in 20155 is $111,388, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 6 percent of Gainesville households have incomes below poverty level. [5]



Income: 20155 vs. Nation

Median household income in 20155 ($111,388) is approximately 91 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20155

20155 is associated with the city of Gainesville, which is located in Prince William County in the state of Virginia. [6]

VA Credit Cards

20155 Credit Cards

For more information about 20155 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Virginia


Go

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau