Comprehensive Local Credit Card Guide

Credit Cards in 20124 (Clifton, VA)

Credit Card Debt in 20124

^ Average credit card debt in 20124 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 20124

^ Based on overall Virginia data, the credit card delinquency rate in Clifton is approximately 0.53%. ^[2]

Credit Scores in 20124

^ The average credit score in Clifton is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 20124

Credit Card Debt in 20124

20124 Credit Card Debt
- The estimated average credit card debt for 20124 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20124

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20124 Credit Scores

Credit Scores in 20124
- Residents of 20124 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 20124 (Clifton, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 20124 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 20124 ^[4]
- 20124 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20124 (Clifton, VA)

Recent credit card complaints originating from consumers in 20124, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20124

Complaint Issue	Number of Complaints*
Attempts to collect debt not owed	4
Written notification about debt	4
Took or threatened to take negative or legal action	2
Incorrect information on your report	1
Managing an account	1
Other	6

* Total 2021 - 2024 (current)

Additional information about Virginia

About 20124

20124 is associated with the city of Clifton, which is located in Fairfax County in the state of Virginia. ^[6]

20124 Credit Cards

For more information about 20124 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau