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Comprehensive Local Credit Card Guide

Winnsboro Credit Cards

Credit Card Debt in Winnsboro

^ Average credit card debt in Winnsboro is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Winnsboro

^ Based on overall TX data, the credit card delinquency rate in Winnsboro is approximately 0.59%. [2]

Credit Scores in Winnsboro

^ The average credit score in Winnsboro is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Winnsboro, TX Credit Card & Personal Finance Statistics

Winnsboro Credit Card Debt


  • Credit Card Debt in Winnsboro
    • The estimated average credit card debt for Winnsboro residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Winnsboro Credit Card Calculator


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Winnsboro Credit Scores


  • Credit Scores in Winnsboro
    • Residents of Winnsboro, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Winnsboro, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Winnsboro cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Winnsboro [4]
    • Winnsboro (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Winnsboro

Winnsboro is a city located in Wood County in the state of Texas, and has a population of approximately 3,434. [6]

TX Credit Cards

Winnsboro Credit Cards

For more information about Winnsboro credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau