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Comprehensive Local Credit Card Guide

Scotland Credit Cards

Credit Card Debt in Scotland

^ Average credit card debt in Scotland is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Scotland

^ Based on overall TX data, the credit card delinquency rate in Scotland is approximately 0.59%. [2]

Credit Scores in Scotland

^ The average credit score in Scotland is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Scotland, TX Credit Card & Personal Finance Statistics

Scotland Credit Card Debt


  • Credit Card Debt in Scotland
    • The estimated average credit card debt for Scotland residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Scotland Credit Card Calculator


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Scotland Credit Scores


  • Credit Scores in Scotland
    • Residents of Scotland, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Scotland, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Scotland cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Scotland [4]
    • Scotland (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Scotland

Scotland is a city located in Archer County in the state of Texas, and has a population of approximately 501. [6]

TX Credit Cards

Scotland Credit Cards

For more information about Scotland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau