Oak Point, TX Credit Card & Personal Finance Statistics
Oak Point Credit Card Debt
- Credit Card Debt in Oak Point
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- The estimated average credit card debt for Oak Point residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Oak Point Credit Card Calculator
Oak Point Credit Scores
- Credit Scores in Oak Point
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- Residents of Oak Point, TX have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More Oak Point, TX Credit Stats
- Credit card delinquency rates in Texas [2]
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- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Oak Point cardholders that are more than 90 days late on payments
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- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in Oak Point [4]
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- Oak Point (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Texas
About Oak Point
Oak Point is a city located in Denton County in the state of Texas, and has a population of approximately 2,786. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Texas State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
