Gainesville, TX Credit Card & Personal Finance Statistics
Gainesville Credit Card Debt
- Credit Card Debt in Gainesville
-
- The estimated average credit card debt for Gainesville residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Gainesville Credit Card Calculator
Gainesville Credit Scores
- Credit Scores in Gainesville
-
- Residents of Gainesville, TX have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More Gainesville, TX Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Gainesville cardholders that are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in Gainesville [4]
-
- Gainesville (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Texas
About Gainesville
Gainesville is a city located in Cooke County in the state of Texas, and has a population of approximately 16,002. [6]
Gainesville Credit Cards
For more information about Gainesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Texas State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau