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Comprehensive Local Credit Card Guide

Gainesville Credit Cards

Credit Card Debt in Gainesville

^ Average credit card debt in Gainesville is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Gainesville

^ Based on overall TX data, the credit card delinquency rate in Gainesville is approximately 0.59%. [2]

Credit Scores in Gainesville

^ The average credit score in Gainesville is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Gainesville, TX Credit Card & Personal Finance Statistics

Gainesville Credit Card Debt


  • Credit Card Debt in Gainesville
    • The estimated average credit card debt for Gainesville residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Gainesville Credit Card Calculator


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Gainesville Credit Scores


  • Credit Scores in Gainesville
    • Residents of Gainesville, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Gainesville, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Gainesville cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gainesville [4]
    • Gainesville (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Gainesville

Gainesville is a city located in Cooke County in the state of Texas, and has a population of approximately 16,002. [6]

TX Credit Cards

Gainesville Credit Cards

For more information about Gainesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau