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Comprehensive Local Credit Card Guide

Encinal Credit Cards

Credit Card Debt in Encinal

^ Average credit card debt in Encinal is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Encinal

^ Based on overall TX data, the credit card delinquency rate in Encinal is approximately 0.59%. [2]

Credit Scores in Encinal

^ The average credit score in Encinal is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Encinal, TX Credit Card & Personal Finance Statistics

Encinal Credit Card Debt


  • Credit Card Debt in Encinal
    • The estimated average credit card debt for Encinal residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

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Encinal Credit Scores


  • Credit Scores in Encinal
    • Residents of Encinal, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Encinal, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Encinal cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Encinal [4]
    • Encinal (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Encinal

Encinal is a city located in La Salle County in the state of Texas, and has a population of approximately 559. [6]

TX Credit Cards

Encinal Credit Cards

For more information about Encinal credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau