Comprehensive Local Credit Card Guide

Credit Cards in 77565 (Kemah, TX)

Credit Card Debt in 77565

^ Average credit card debt in 77565 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 77565

^ Based on overall Texas data, the credit card delinquency rate in Kemah is approximately 0.59%. ^[2]

Credit Scores in 77565

^ The average credit score in Kemah is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 77565

Credit Card Debt in 77565

77565 Credit Card Debt
- The estimated average credit card debt for 77565 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 77565

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77565 Credit Scores

Credit Scores in 77565
- Residents of 77565 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 77565 (Kemah, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 77565 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 77565 ^[4]
- 77565 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 77565 (Kemah, TX)

Recent credit card complaints originating from consumers in 77565, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 77565

Complaint Issue	Number of Complaints*
Incorrect information on your report	20
Improper use of your report	17
Managing an account	2
Problem with a company's investigation into an existing problem	2
Getting a credit card	1
Other	3

* Total 2021 - 2024 (current)

Additional information about Texas

About 77565

77565 is associated with the city of Kemah, which is located in Galveston County in the state of Texas. ^[6]

77565 Credit Cards

For more information about 77565 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 77565

6. ^ United States Census Bureau