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Comprehensive Local Credit Card Guide

Credit Cards in 77235 (Houston, TX)

Credit Card Debt in 77235

^ Average credit card debt in 77235 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 77235

^ Based on overall Texas data, the credit card delinquency rate in Houston is approximately 0.59%. [2]

Credit Scores in 77235

^ The average credit score in Houston is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 77235

Credit Card Debt in 77235


  • 77235 Credit Card Debt
    • The estimated average credit card debt for 77235 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 77235


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77235 Credit Scores


  • Credit Scores in 77235
    • Residents of 77235 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 77235 (Houston, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 77235 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 77235 [4]
    • 77235 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 77235 (Houston, TX)

Recent credit card complaints originating from consumers in 77235, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 77235

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Texas

About 77235

77235 is associated with the city of Houston, which is located in Harris County in the state of Texas. [6]

TX Credit Cards

77235 Credit Cards

For more information about 77235 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Texas


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Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 77235

6. ^ United States Census Bureau