Credit Card & Personal Finance Statistics in 75045
Credit Card Debt in 75045
- 75045 Credit Card Debt
-
- The estimated average credit card debt for 75045 residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 75045
75045 Credit Scores
- Credit Scores in 75045
-
- Residents of 75045 (TX) have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More 75045 (Garland, TX) Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 75045 who are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 75045 [4]
-
- 75045 (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 75045 (Garland, TX)
Recent credit card complaints originating from consumers in 75045, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 75045
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
7 |
| Problem with a credit reporting company's investigation |
6 |
| Incorrect information on your report |
1 |
* Total 2021 - 2024 (current)
Additional information about Texas
About 75045
75045 is associated with the city of Garland, which is located in Dallas County in the state of Texas. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
