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Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in Spencer

^ Based on overall TN data, the credit card delinquency rate in Spencer is approximately 0.66%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Spencer, TN Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


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Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, TN have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More Spencer, TN Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Tennessee

About Spencer

Spencer is a town located in Van Buren County in the state of Tennessee, and has a population of approximately 1,601. [6]

TN Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in TN

ZIP Codes in Tennessee


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau