Comprehensive Local Credit Card Guide

Credit Cards in 38457 (Five Points, TN)

Credit Card Debt in 38457

^ Average credit card debt in 38457 is approximately $4,669, based on overall Tennessee data. ^[1]

Credit Card Delinquency in 38457

^ Based on overall Tennessee data, the credit card delinquency rate in Five Points is approximately 0.66%. ^[2]

Credit Scores in 38457

^ The average credit score in Five Points is approximately 682, based on collective Tennessee data. ^[3]

Credit Card & Personal Finance Statistics in 38457

Credit Card Debt in 38457

38457 Credit Card Debt
- The estimated average credit card debt for 38457 residents is $4,669. ^[1]
- Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38457

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38457 Credit Scores

Credit Scores in 38457
- Residents of 38457 (TN) have an estimated average credit score of 682. ^[3]
- The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. ^[3]

More 38457 (Five Points, TN) Credit Stats

Credit card delinquency rates in Tennessee ^[2]
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 38457 who are more than 90 days late on payments
- Tennessee Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 38457 ^[4]
- 38457 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38457 (Five Points, TN)

Recent credit card complaints originating from consumers in 38457, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38457

Complaint Issue	Number of Complaints*
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about Tennessee

About 38457

38457 is associated with the city of Five Points, which is located in Lawrence County in the state of Tennessee. ^[6]

38457 Credit Cards

For more information about 38457 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Tennessee

Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau