Comprehensive Local Credit Card Guide

Credit Cards in 38315 (Bethel Springs, TN)

Credit Card Debt in 38315

^ Average credit card debt in 38315 is approximately $4,669, based on overall Tennessee data. ^[1]

Credit Card Delinquency in 38315

^ Based on overall Tennessee data, the credit card delinquency rate in Bethel Springs is approximately 0.66%. ^[2]

Credit Scores in 38315

^ The average credit score in Bethel Springs is approximately 682, based on collective Tennessee data. ^[3]

Credit Card & Personal Finance Statistics in 38315

Credit Card Debt in 38315

38315 Credit Card Debt
- The estimated average credit card debt for 38315 residents is $4,669. ^[1]
- Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38315

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38315 Credit Scores

Credit Scores in 38315
- Residents of 38315 (TN) have an estimated average credit score of 682. ^[3]
- The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. ^[3]

More 38315 (Bethel Springs, TN) Credit Stats

Credit card delinquency rates in Tennessee ^[2]
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 38315 who are more than 90 days late on payments
- Tennessee Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 38315 ^[4]
- 38315 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38315 (Bethel Springs, TN)

Recent credit card complaints originating from consumers in 38315, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38315

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	1

* Total 2021 - 2024 (current)

Additional information about Tennessee

About 38315

38315 is associated with the city of Bethel Springs, which is located in McNairy County in the state of Tennessee. ^[6]

38315 Credit Cards

For more information about 38315 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Tennessee

Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38315

6. ^ United States Census Bureau