Credit Card & Personal Finance Statistics in 38197
Credit Card Debt in 38197
- 38197 Credit Card Debt
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- The estimated average credit card debt for 38197 residents is $4,669. [1]
- Average credit card debt amount in Tennessee (all cities) is
6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38197
38197 Credit Scores
- Credit Scores in 38197
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- Residents of 38197 (TN) have an estimated average credit score of 682. [3]
- The average credit score in Tennessee (all cities) is
2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]
More 38197 (Memphis, TN) Credit Stats
- Credit card delinquency rates in Tennessee [2]
-
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 38197 who are more than 90 days late on payments
-
- Tennessee Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38197 [4]
-
- 38197 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38197 (Memphis, TN)
Recent credit card complaints originating from consumers in 38197, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38197
| Complaint Issue |
Number of Complaints* |
* Total 2021 - 2024 (current)
Additional information about Tennessee
About 38197
38197 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Tennessee
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
