Credit Card & Personal Finance Statistics in 37312
Credit Card Debt in 37312
- 37312 Credit Card Debt
-
- The estimated average credit card debt for 37312 residents is $4,669. [1]
- Average credit card debt amount in Tennessee (all cities) is
6% less than the national average of $4,965.
- Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 37312
37312 Credit Scores
- Credit Scores in 37312
-
- Residents of 37312 (TN) have an estimated average credit score of 682. [3]
- The average credit score in Tennessee (all cities) is
2.01% less than the national average score of 696.
- Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]
More 37312 (Cleveland, TN) Credit Stats
- Credit card delinquency rates in Tennessee [2]
-
- Tennessee residents (all cities) rank 14th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 37312 who are more than 90 days late on payments
-
- Tennessee Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 37312 [4]
-
- 37312 (Tennessee) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 37312 (Cleveland, TN)
Recent credit card complaints originating from consumers in 37312, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 37312
Complaint Issue |
Number of Complaints* |
Improper use of your report |
61 |
Incorrect information on your report |
59 |
Problem with a credit reporting company's investigation |
12 |
Problem with a purchase shown on your statement |
9 |
Written notification about debt |
8 |
Other |
35 |
* Total 2021 - 2024 (current)
Additional information about Tennessee
About 37312
37312 is associated with the city of Cleveland, which is located in Bradley County in the state of Tennessee. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Tennessee
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Tennessee State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau