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Comprehensive Local Credit Card Guide

Ruby Credit Cards

Credit Card Debt in Ruby

^ Average credit card debt in Ruby is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in Ruby

^ Based on overall SC data, the credit card delinquency rate in Ruby is approximately 0.67%. [2]

Credit Scores in Ruby

^ The average credit score in Ruby is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Ruby, SC Credit Card & Personal Finance Statistics

Ruby Credit Card Debt


  • Credit Card Debt in Ruby
    • The estimated average credit card debt for Ruby residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Ruby Credit Card Calculator


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Credit Card Balance:
Interest (Annual Percentage Rate):
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Months required to pay balance:
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Ruby Credit Scores


  • Credit Scores in Ruby
    • Residents of Ruby, SC have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More Ruby, SC Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Ruby cardholders that are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ruby [4]
    • Ruby (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about South Carolina

About Ruby

Ruby is a town located in Chesterfield County in the state of South Carolina, and has a population of approximately 360. [6]

SC Credit Cards

Ruby Credit Cards

For more information about Ruby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in SC

ZIP Codes in South Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau