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Comprehensive Local Credit Card Guide

Credit Cards in 29172 (West Columbia, SC)

Credit Card Debt in 29172

^ Average credit card debt in 29172 is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in 29172

^ Based on overall South Carolina data, the credit card delinquency rate in West Columbia is approximately 0.67%. [2]

Credit Scores in 29172

^ The average credit score in West Columbia is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Credit Card & Personal Finance Statistics in 29172

Credit Card Debt in 29172


  • 29172 Credit Card Debt
    • The estimated average credit card debt for 29172 residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 29172


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29172 Credit Scores


  • Credit Scores in 29172
    • Residents of 29172 (SC) have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More 29172 (West Columbia, SC) Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Cardholders in 29172 who are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 29172 [4]
    • 29172 (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 29172 (West Columbia, SC)

Recent credit card complaints originating from consumers in 29172, SC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 29172

Complaint Issue Number of Complaints*
Incorrect information on your report 29
Problem with a credit reporting company's investigation 24
Improper use of your report 12
Written notification about debt 8
Fees or interest 2
Other 6
* Total 2021 - 2024 (current)

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Additional information about South Carolina

About 29172

29172 is associated with the city of West Columbia, which is located in Lexington County in the state of South Carolina. [6]

SC Credit Cards

29172 Credit Cards

For more information about 29172 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in South Carolina


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Cities in SC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau