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Comprehensive Local Credit Card Guide

Columbia Credit Cards

Credit Card Debt in Columbia

^ Average credit card debt in Columbia is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in Columbia

^ Based on overall SC data, the credit card delinquency rate in Columbia is approximately 0.67%. [2]

Credit Scores in Columbia

^ The average credit score in Columbia is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Columbia, SC Credit Card & Personal Finance Statistics

Columbia Credit Card Debt


  • Credit Card Debt in Columbia
    • The estimated average credit card debt for Columbia residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Columbia Credit Card Calculator


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Columbia Credit Scores


  • Credit Scores in Columbia
    • Residents of Columbia, SC have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More Columbia, SC Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Columbia cardholders that are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Columbia [4]
    • Columbia (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about South Carolina

About Columbia

Columbia is a city located in Richland County in the state of South Carolina, and has a population of approximately 129,272. [6]

SC Credit Cards

Columbia Credit Cards

For more information about Columbia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in SC

ZIP Codes in South Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau