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Comprehensive Local Credit Card Guide

Credit Cards in 29202 (Columbia, SC)

Credit Card Debt in 29202

^ Average credit card debt in 29202 is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in 29202

^ Based on overall South Carolina data, the credit card delinquency rate in Columbia is approximately 0.67%. [2]

Credit Scores in 29202

^ The average credit score in Columbia is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Credit Card & Personal Finance Statistics in 29202

Credit Card Debt in 29202


  • 29202 Credit Card Debt
    • The estimated average credit card debt for 29202 residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 29202


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29202 Credit Scores


  • Credit Scores in 29202
    • Residents of 29202 (SC) have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More 29202 (Columbia, SC) Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Cardholders in 29202 who are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 29202 [4]
    • 29202 (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 29202 (Columbia, SC)

Recent credit card complaints originating from consumers in 29202, SC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 29202

Complaint Issue Number of Complaints*
Incorrect information on your report 8
Improper use of your report 3
Problem with a credit reporting company's investigation 2
Managing an account 1
Struggling to pay your loan 1
* Total 2021 - 2024 (current)

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Additional information about South Carolina

About 29202

29202 is associated with the city of Columbia, which is located in Richland County in the state of South Carolina. [6]

SC Credit Cards

29202 Credit Cards

For more information about 29202 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in South Carolina


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Cities in SC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer financial complaints in 29202

6. ^ United States Census Bureau