West Chester, PA Credit Card & Personal Finance Statistics
West Chester Credit Card Debt
- Credit Card Debt in West Chester
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- The estimated average credit card debt for West Chester residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
West Chester Credit Card Calculator
West Chester Credit Scores
- Credit Scores in West Chester
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- Residents of West Chester, PA have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More West Chester, PA Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
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- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- West Chester cardholders that are more than 90 days late on payments
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- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in West Chester [4]
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- West Chester (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Pennsylvania
About West Chester
West Chester is a borough located in Chester County in the state of Pennsylvania, and has a population of approximately 18,461. [6]
West Chester Credit Cards
For more information about West Chester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Pennsylvania State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
