West Chester, PA Credit Card & Personal Finance Statistics
West Chester Credit Card Debt
- Credit Card Debt in West Chester
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- The estimated average credit card debt for West Chester residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
West Chester Credit Card Calculator
West Chester Credit Scores
- Credit Scores in West Chester
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- Residents of West Chester, PA have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More West Chester, PA Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
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- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- West Chester cardholders that are more than 90 days late on payments
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- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in West Chester [4]
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- West Chester (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Pennsylvania
About West Chester
West Chester is a borough located in Chester County in the state of Pennsylvania, and has a population of approximately 18,461. [6]
West Chester Credit Cards
For more information about West Chester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Pennsylvania State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
