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Comprehensive Local Credit Card Guide

Pennsylvania Credit Cards

Credit Card Debt in PA

^ Pennsylvania residents have average credit card debt of $4,629, which ranks 36th in the nation. [1]

Credit Card Info in PA by City

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Credit Card Delinquency in PA

^ The credit card delinquency rate for Pennsylvania residents is 0.54%, which ranks 30th in the U.S. [2]

PA Credit Cards

Pennsylvania Credit Card & Personal Finance Statistics

Pennsylvania Credit Card Debt


  • Credit Card Debt: PA vs. U.S.
    • Pennsylvania residents have average credit card debt of $4,629. [1]
    • The average credit card debt amount in Pennsylvania is 7% less than the national average of $4,965.
    • PA ranks 36th in the nation in average credit card debt. [1]

Credit Card Delinquency in PA


  • Cardholders that are more than 90 days late on credit card payments in Pennsylvania [2]
    • Pennsylvania ranks 30th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Pennsylvania [4]
    • Pennsylvania: 4 years
    • U.S. Average: 5.4 years

Pennsylvania Credit Scores


  • Credit Scores: PA vs. U.S.
    • Pennsylvania residents have an average credit score of 709. [3]
    • The average credit score for Pennsylvania residents is 2% greater than the national average score of 696.
    • PA ranks 19th in the nation in average credit score. [3]

Pennsylvania Demographics

Income Breakdown in Pennsylvania

The state of Pennsylvania has a median household income is $55,276. Approximately 14 percent of households in PA have incomes below the poverty level. [5]



Household Income: Pennsylvania vs. U.S.

The median household income in the state of Pennsylvania is approximately 5 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Pennsylvania median household income of $55,276. [5]


Age Breakdown in Pennsylvania

In Pennsylvania, just under 77 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Pennsylvania

About Pennsylvania

The state of Pennsylvania has a population of approximately 12,702,379, ranking 5th in the nation. [5]

PA Credit Cards

More about Pennsylvania Credit Cards

For more information about Pennsylvania credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Pennsylvania Cities

Pennsylvania ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve