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Comprehensive Local Credit Card Guide

Pennsylvania Credit Cards

Credit Card Debt in PA

^ Pennsylvania residents have average credit card debt of $4,629, which ranks 36th in the nation. [1]

Credit Card Info in PA by City

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Credit Card Delinquency in PA

^ The credit card delinquency rate for Pennsylvania residents is 0.54%, which ranks 30th in the U.S. [2]

PA Credit Cards

Pennsylvania Credit Card & Personal Finance Statistics

Pennsylvania Credit Card Debt


  • Credit Card Debt: PA vs. U.S.
    • Pennsylvania residents have average credit card debt of $4,629. [1]
    • The average credit card debt amount in Pennsylvania is 7% less than the national average of $4,965.
    • PA ranks 36th in the nation in average credit card debt. [1]

Credit Card Delinquency in PA


  • Cardholders that are more than 90 days late on credit card payments in Pennsylvania [2]
    • Pennsylvania ranks 30th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Pennsylvania [4]
    • Pennsylvania: 4 years
    • U.S. Average: 5.4 years

Pennsylvania Credit Scores


  • Credit Scores: PA vs. U.S.
    • Pennsylvania residents have an average credit score of 709. [3]
    • The average credit score for Pennsylvania residents is 2% greater than the national average score of 696.
    • PA ranks 19th in the nation in average credit score. [3]

Pennsylvania Demographics

Income Breakdown in Pennsylvania

The state of Pennsylvania has a median household income is $55,276. Approximately 14 percent of households in PA have incomes below the poverty level. [5]



Household Income: Pennsylvania vs. U.S.

The median household income in the state of Pennsylvania is approximately 5 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Pennsylvania median household income of $55,276. [5]


Age Breakdown in Pennsylvania

In Pennsylvania, just under 77 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Pennsylvania

About Pennsylvania

The state of Pennsylvania has a population of approximately 12,702,379, ranking 5th in the nation. [5]

PA Credit Cards

More about Pennsylvania Credit Cards

For more information about Pennsylvania credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Pennsylvania Cities

Pennsylvania ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve