Pennsylvania Credit Card & Personal Finance Statistics
Pennsylvania Credit Card Debt
- Credit Card Debt: PA vs. U.S.
- Pennsylvania residents have average credit card debt of $4,629. 
- The average credit card debt amount in Pennsylvania is
7% less than the national average of $4,965.
- PA ranks 36th in the nation in average credit card debt. 
Credit Card Delinquency in PA
- Cardholders that are more than 90 days late on credit card payments in Pennsylvania 
- Pennsylvania ranks 30th in the nation with a credit card delinquency rate that
is 5% less than the national average of 0.57%.
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in Pennsylvania 
- Pennsylvania: 4 years
- U.S. Average: 5.4 years
Pennsylvania Credit Scores
- Credit Scores: PA vs. U.S.
- Pennsylvania residents have an average credit score of 709. 
- The average credit score for Pennsylvania residents is
2% greater than the national average score of 696.
- PA ranks 19th in the nation in average credit score. 
Income Breakdown in Pennsylvania
The state of Pennsylvania has a median household income is $55,276. Approximately 14 percent of households in PA have incomes below the poverty level. 
Household Income: Pennsylvania vs. U.S.
The median household income in the state of Pennsylvania is approximately 5 percent less than the median income for the United States in its entirety.
For the nation as a whole, the median household income is $58,283, versus the Pennsylvania median household income of $55,276. 
Age Breakdown in Pennsylvania
In Pennsylvania, just under 77 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer.  
Additional information about Pennsylvania
The state of Pennsylvania has a population of approximately 12,702,379, ranking 5th in the nation. 
More about Pennsylvania Credit Cards
For more information about Pennsylvania credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Pennsylvania State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve