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Comprehensive Local Credit Card Guide

West Chester Credit Cards

Credit Card Debt in West Chester

^ Average credit card debt in West Chester is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in West Chester

^ Based on overall PA data, the credit card delinquency rate in West Chester is approximately 0.54%. [2]

Credit Scores in West Chester

^ The average credit score in West Chester is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

West Chester, PA Credit Card & Personal Finance Statistics

West Chester Credit Card Debt


  • Credit Card Debt in West Chester
    • The estimated average credit card debt for West Chester residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

West Chester Credit Card Calculator


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West Chester Credit Scores


  • Credit Scores in West Chester
    • Residents of West Chester, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More West Chester, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • West Chester cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in West Chester [4]
    • West Chester (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About West Chester

West Chester is a borough located in Chester County in the state of Pennsylvania, and has a population of approximately 18,461. [6]

PA Credit Cards

West Chester Credit Cards

For more information about West Chester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau