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Cambridge Springs Credit Cards

Credit Card Debt in Cambridge Springs

^ Average credit card debt in Cambridge Springs is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Cambridge Springs

^ Based on overall PA data, the credit card delinquency rate in Cambridge Springs is approximately 0.54%. [2]

Credit Scores in Cambridge Springs

^ The average credit score in Cambridge Springs is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Cambridge Springs, PA Credit Card & Personal Finance Statistics

Cambridge Springs Credit Card Debt


  • Credit Card Debt in Cambridge Springs
    • The estimated average credit card debt for Cambridge Springs residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Cambridge Springs Credit Card Calculator


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Cambridge Springs Credit Scores


  • Credit Scores in Cambridge Springs
    • Residents of Cambridge Springs, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Cambridge Springs, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cambridge Springs cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cambridge Springs [4]
    • Cambridge Springs (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Cambridge Springs, PA

Recent credit card complaints originating from consumers in 16403, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 20, 2012
16403
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local Financial Institutions in Cambridge Springs

Banks in or near Cambridge Springs, PA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Cambridge Springs produced no matches.

ATMs in or near Cambridge Springs, PA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Cambridge Springs produced no matches.

Credit Unions in or near Cambridge Springs, PA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Cambridge Springs produced no matches.

Cambridge Springs, PA Household Income Statistics

Income: Cambridge Springs vs. Pennsylvania

Median household income in Cambridge Springs ($40,712) is approximately 26 percent less than the median income for the state as a whole ($55,276). [5]


Cambridge Springs, PA Income Breakdown

The city of Cambridge Springs has a median household income of $40,712, versus $55,276 for Pennsylvania and $58,283 for the U.S. Approximately 20 percent of Cambridge Springs households have incomes below poverty level. [5]



Income: Cambridge Springs vs. Nation

Median household income in Cambridge Springs ($40,712) is approximately 30 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Pennsylvania

About Cambridge Springs

Cambridge Springs is a borough located in Crawford County in the state of Pennsylvania, and has a population of approximately 2,595. [6]

PA Credit Cards

Cambridge Springs Credit Cards

For more information about Cambridge Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau