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Ephrata Credit Cards

Credit Card Debt in Ephrata

^ Average credit card debt in Ephrata is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Ephrata

^ Based on overall PA data, the credit card delinquency rate in Ephrata is approximately 0.54%. [2]

Credit Scores in Ephrata

^ The average credit score in Ephrata is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Ephrata, PA Credit Card & Personal Finance Statistics

Ephrata Credit Card Debt


  • Credit Card Debt in Ephrata
    • The estimated average credit card debt for Ephrata residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Ephrata Credit Card Calculator


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Ephrata Credit Scores


  • Credit Scores in Ephrata
    • Residents of Ephrata, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Ephrata, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ephrata cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ephrata [4]
    • Ephrata (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Ephrata, PA

Recent credit card complaints originating from consumers in 17522, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 7, 2017
17522
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jun 25, 2012
17522
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 28, 2014
17522
Customer service / Customer relations
SANTANDER BANK, NATIONAL ASSOCIATION
Closed
Yes
No

Local Financial Institutions in Ephrata

Banks in or near Ephrata, PA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Ephrata produced no matches.

ATMs in or near Ephrata, PA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Ephrata produced no matches.

Credit Unions in or near Ephrata, PA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Ephrata produced no matches.

Ephrata, PA Household Income Statistics

Income: Ephrata vs. Pennsylvania

Median household income in Ephrata ($52,419) is approximately 5 percent less than the median income for the state as a whole ($55,276). [5]


Ephrata, PA Income Breakdown

The city of Ephrata has a median household income of $52,419, versus $55,276 for Pennsylvania and $58,283 for the U.S. Approximately 11 percent of Ephrata households have incomes below poverty level. [5]



Income: Ephrata vs. Nation

Median household income in Ephrata ($52,419) is approximately 10 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Pennsylvania

About Ephrata

Ephrata is a borough located in Lancaster County in the state of Pennsylvania, and has a population of approximately 13,394. [6]

PA Credit Cards

Ephrata Credit Cards

For more information about Ephrata credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau