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Comprehensive Local Credit Card Guide

Credit Cards in 19565 (Wernersville, PA)

Credit Card Debt in 19565

^ Average credit card debt in 19565 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 19565

^ Based on overall Pennsylvania data, the credit card delinquency rate in Wernersville is approximately 0.54%. [2]

Credit Scores in 19565

^ The average credit score in Wernersville is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 19565

Credit Card Debt in 19565


  • 19565 Credit Card Debt
    • The estimated average credit card debt for 19565 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19565


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19565 Credit Scores


  • Credit Scores in 19565
    • Residents of 19565 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 19565 (Wernersville, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 19565 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19565 [4]
    • 19565 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About 19565

19565 is associated with the city of Wernersville, which is located in Berks County in the state of Pennsylvania. [6]

PA Credit Cards

19565 Credit Cards

For more information about 19565 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau