Comprehensive Local Credit Card Guide

Credit Cards in 19140 (Philadelphia, PA)

Credit Card Debt in 19140

^ Average credit card debt in 19140 is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in 19140

^ Based on overall Pennsylvania data, the credit card delinquency rate in Philadelphia is approximately 0.54%. ^[2]

Credit Scores in 19140

^ The average credit score in Philadelphia is approximately 709, based on collective Pennsylvania data. ^[3]

Credit Card & Personal Finance Statistics in 19140

Credit Card Debt in 19140

19140 Credit Card Debt
- The estimated average credit card debt for 19140 residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19140

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19140 Credit Scores

Credit Scores in 19140
- Residents of 19140 (PA) have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More 19140 (Philadelphia, PA) Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 19140 who are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 19140 ^[4]
- 19140 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19140 (Philadelphia, PA)

Recent credit card complaints originating from consumers in 19140, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19140

Complaint Issue	Number of Complaints*
Incorrect information on your report	2264
Improper use of your report	846
Problem with a credit reporting company's investigation	304
Problem with a company's investigation into an existing problem	137
Attempts to collect debt not owed	73
Other	215

* Total 2021 - 2024 (current)

Additional information about Pennsylvania

About 19140

19140 is associated with the city of Philadelphia, which is located in Philadelphia County in the state of Pennsylvania. ^[6]

19140 Credit Cards

For more information about 19140 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Pennsylvania

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 19140

6. ^ United States Census Bureau