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Comprehensive Local Credit Card Guide

Credit Cards in 97501 (Medford, OR)

Credit Card Debt in 97501

^ Average credit card debt in 97501 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97501

^ Based on overall Oregon data, the credit card delinquency rate in Medford is approximately 0.45%. [2]

Credit Scores in 97501

^ The average credit score in Medford is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97501

Credit Card Debt in 97501


  • 97501 Credit Card Debt
    • The estimated average credit card debt for 97501 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97501


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97501 Credit Scores


  • Credit Scores in 97501
    • Residents of 97501 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97501 (Medford, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97501 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97501 [4]
    • 97501 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97501 (Medford, OR)

Recent credit card complaints originating from consumers in 97501, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97501

Complaint Issue Number of Complaints*
Incorrect information on your report 15
Managing an account 13
Problem with a company's investigation into an existing problem 8
Problem with a credit reporting company's investigation 8
Attempts to collect debt not owed 5
Other 60
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97501

97501 is associated with the city of Medford, which is located in Jackson County in the state of Oregon. [6]

OR Credit Cards

97501 Credit Cards

For more information about 97501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau