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Comprehensive Local Credit Card Guide

Credit Cards in 97308 (Salem, OR)

Credit Card Debt in 97308

^ Average credit card debt in 97308 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97308

^ Based on overall Oregon data, the credit card delinquency rate in Salem is approximately 0.45%. [2]

Credit Scores in 97308

^ The average credit score in Salem is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97308

Credit Card Debt in 97308


  • 97308 Credit Card Debt
    • The estimated average credit card debt for 97308 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97308


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97308 Credit Scores


  • Credit Scores in 97308
    • Residents of 97308 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97308 (Salem, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97308 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97308 [4]
    • 97308 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97308 (Salem, OR)

Recent credit card complaints originating from consumers in 97308, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97308

Complaint Issue Number of Complaints*
Trouble using your card 3
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97308

97308 is associated with the city of Salem, which is located in Marion County in the state of Oregon. [6]

OR Credit Cards

97308 Credit Cards

For more information about 97308 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97308

6. ^ United States Census Bureau