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Comprehensive Local Credit Card Guide

Credit Cards in 74872 (Stratford, OK)

Credit Card Debt in 74872

^ Average credit card debt in 74872 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74872

^ Based on overall Oklahoma data, the credit card delinquency rate in Stratford is approximately 0.69%. [2]

Credit Scores in 74872

^ The average credit score in Stratford is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74872

Credit Card Debt in 74872


  • 74872 Credit Card Debt
    • The estimated average credit card debt for 74872 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74872


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74872 Credit Scores


  • Credit Scores in 74872
    • Residents of 74872 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74872 (Stratford, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74872 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74872 [4]
    • 74872 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74872 (Stratford, OK)

Recent credit card complaints originating from consumers in 74872, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74872

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74872

74872 is associated with the city of Stratford, which is located in Garvin County in the state of Oklahoma. [6]

OK Credit Cards

74872 Credit Cards

For more information about 74872 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74872

6. ^ United States Census Bureau