Oklahoma Credit Card & Personal Finance Statistics
Oklahoma Credit Card Debt
- Credit Card Debt: OK vs. U.S.
- Oklahoma residents have average credit card debt of $4,854. 
- The average credit card debt amount in Oklahoma is
2% less than the national average of $4,965.
- OK ranks 24th in the nation in average credit card debt. 
Credit Card Delinquency in OK
- Cardholders that are more than 90 days late on credit card payments in Oklahoma 
- Oklahoma ranks 9th in the nation with a credit card delinquency rate that
is 21% greater than the national average of 0.57%.
- Oklahoma Rate: 0.69%
- National Average: 0.57%
- Statute of limitations for credit card debt in Oklahoma 
- Oklahoma: 5 years
- U.S. Average: 5.4 years
Oklahoma Credit Scores
- Credit Scores: OK vs. U.S.
- Oklahoma residents have an average credit score of 681. 
- The average credit score for Oklahoma residents is
2% less than the national average score of 696.
- OK ranks 44th in the nation in average credit score. 
Income Breakdown in Oklahoma
The state of Oklahoma has a median household income is $47,199. Approximately 17 percent of households in OK have incomes below the poverty level. 
Household Income: Oklahoma vs. U.S.
The median household income in the state of Oklahoma is approximately 19 percent less than the median income for the United States in its entirety.
For the nation as a whole, the median household income is $58,283, versus the Oklahoma median household income of $47,199. 
Age Breakdown in Oklahoma
In Oklahoma, just under 73 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer.  
Additional information about Oklahoma
The state of Oklahoma has a population of approximately 3,751,351, ranking 27th in the nation. 
More about Oklahoma Credit Cards
For more information about Oklahoma credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Oklahoma State Legislature
5. ^ United States Census Bureau
6. ^ U.S. Federal Reserve