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Comprehensive Local Credit Card Guide

Credit Cards in 73107 (Oklahoma City, OK)

Credit Card Debt in 73107

^ Average credit card debt in 73107 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 73107

^ Based on overall Oklahoma data, the credit card delinquency rate in Oklahoma City is approximately 0.69%. [2]

Credit Scores in 73107

^ The average credit score in Oklahoma City is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 73107

Credit Card Debt in 73107


  • 73107 Credit Card Debt
    • The estimated average credit card debt for 73107 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 73107


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73107 Credit Scores


  • Credit Scores in 73107
    • Residents of 73107 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 73107 (Oklahoma City, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 73107 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 73107 [4]
    • 73107 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 73107 (Oklahoma City, OK)

Recent credit card complaints originating from consumers in 73107, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 73107

Complaint Issue Number of Complaints*
Incorrect information on your report 49
Improper use of your report 47
Dealing with your lender or servicer 6
Managing an account 4
Problem with a credit reporting company's investigation 3
Other 21
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 73107

73107 is associated with the city of Oklahoma City, which is located in Oklahoma County in the state of Oklahoma. [6]

OK Credit Cards

73107 Credit Cards

For more information about 73107 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau