Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Shelby Credit Cards

Credit Card Debt in Shelby

^ Average credit card debt in Shelby is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in Shelby

^ Based on overall OH data, the credit card delinquency rate in Shelby is approximately 0.57%. [2]

Credit Scores in Shelby

^ The average credit score in Shelby is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Shelby, OH Credit Card & Personal Finance Statistics

Shelby Credit Card Debt


  • Credit Card Debt in Shelby
    • The estimated average credit card debt for Shelby residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Shelby Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Shelby Credit Scores


  • Credit Scores in Shelby
    • Residents of Shelby, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More Shelby, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Shelby cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelby [4]
    • Shelby (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Ohio

About Shelby

Shelby is a city located in Richland County in the state of Ohio, and has a population of approximately 9,317. [6]

OH Credit Cards

Shelby Credit Cards

For more information about Shelby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in OH

ZIP Codes in Ohio


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau