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Comprehensive Local Credit Card Guide

Reading Credit Cards

Credit Card Debt in Reading

^ Average credit card debt in Reading is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in Reading

^ Based on overall OH data, the credit card delinquency rate in Reading is approximately 0.57%. [2]

Credit Scores in Reading

^ The average credit score in Reading is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Reading, OH Credit Card & Personal Finance Statistics

Reading Credit Card Debt


  • Credit Card Debt in Reading
    • The estimated average credit card debt for Reading residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Reading Credit Card Calculator


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Reading Credit Scores


  • Credit Scores in Reading
    • Residents of Reading, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More Reading, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Reading cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Reading [4]
    • Reading (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Ohio

About Reading

Reading is a city located in Hamilton County in the state of Ohio, and has a population of approximately 10,385. [6]

OH Credit Cards

Reading Credit Cards

For more information about Reading credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in OH

ZIP Codes in Ohio


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau