Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Lincoln Heights Credit Cards

Credit Card Debt in Lincoln Heights

^ Average credit card debt in Lincoln Heights is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in Lincoln Heights

^ Based on overall OH data, the credit card delinquency rate in Lincoln Heights is approximately 0.57%. [2]

Credit Scores in Lincoln Heights

^ The average credit score in Lincoln Heights is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Lincoln Heights, OH Credit Card & Personal Finance Statistics

Lincoln Heights Credit Card Debt


  • Credit Card Debt in Lincoln Heights
    • The estimated average credit card debt for Lincoln Heights residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Lincoln Heights Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Lincoln Heights Credit Scores


  • Credit Scores in Lincoln Heights
    • Residents of Lincoln Heights, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More Lincoln Heights, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Lincoln Heights cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lincoln Heights [4]
    • Lincoln Heights (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Lincoln Heights, OH

Recent credit card complaints originating from consumers in 45215, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 7, 2013
45215
Delinquent account
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jun 30, 2015
45215
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Aug 26, 2014
45215
Identity theft / Fraud / Embezzlement
ERC
Closed with non-monetary relief
Yes
No
Aug 26, 2014
45215
Identity theft / Fraud / Embezzlement
CAVALRY INVESTMENTS, LLC
Closed with non-monetary relief
Yes
No
Aug 31, 2013
45215
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Feb 6, 2014
45215
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
Yes
Dec 3, 2013
45215
Credit line increase/decrease
PNC Bank N.A.
Closed
Yes
No
Aug 1, 2015
45215
Billing disputes
STERLING JEWELERS, INC.
Closed with explanation
Yes
Yes
Mar 31, 2017
45215
Other fee
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 7, 2015
45215
Bankruptcy
STERLING JEWELERS, INC.
Closed with explanation
Yes
Yes
Mar 10, 2015
45215
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Apr 25, 2014
45215
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No

Local Financial Institutions in Lincoln Heights

Banks in or near Lincoln Heights, OH

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Lincoln Heights produced no matches.

ATMs in or near Lincoln Heights, OH

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Lincoln Heights produced no matches.

Credit Unions in or near Lincoln Heights, OH

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Lincoln Heights produced no matches.

Lincoln Heights, OH Household Income Statistics

Income: Lincoln Heights vs. Ohio

Median household income in Lincoln Heights ($39,288) is approximately 24 percent less than the median income for the state as a whole ($51,385). [5]


Lincoln Heights, OH Income Breakdown

The city of Lincoln Heights has a median household income of $39,288, versus $51,385 for Ohio and $58,283 for the U.S. Approximately 19 percent of Lincoln Heights households have incomes below poverty level. [5]



Income: Lincoln Heights vs. Nation

Median household income in Lincoln Heights ($39,288) is approximately 33 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Ohio

About Lincoln Heights

Lincoln Heights is a village located in Hamilton County in the state of Ohio, and has a population of approximately 3,286. [6]

OH Credit Cards

Lincoln Heights Credit Cards

For more information about Lincoln Heights credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in OH

ZIP Codes in Ohio


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau