Comprehensive Local Credit Card Guide

Credit Cards in 45377 (Vandalia, OH)

Credit Card Debt in 45377

^ Average credit card debt in 45377 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45377

^ Based on overall Ohio data, the credit card delinquency rate in Vandalia is approximately 0.57%. ^[2]

Credit Scores in 45377

^ The average credit score in Vandalia is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45377

Credit Card Debt in 45377

45377 Credit Card Debt
- The estimated average credit card debt for 45377 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45377

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

45377 Credit Scores

Credit Scores in 45377
- Residents of 45377 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45377 (Vandalia, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45377 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45377 ^[4]
- 45377 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45377 (Vandalia, OH)

Recent credit card complaints originating from consumers in 45377, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45377

Complaint Issue	Number of Complaints*
Incorrect information on your report	82
Improper use of your report	18
Problem with a company's investigation into an existing problem	6
Getting a credit card	3
Communication tactics	1
Other	4

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45377

45377 is associated with the city of Vandalia, which is located in Montgomery County in the state of Ohio. ^[6]

45377 Credit Cards

For more information about 45377 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45377

6. ^ United States Census Bureau