Comprehensive Local Credit Card Guide

Credit Cards in 44057 (Madison, OH)

Credit Card Debt in 44057

^ Average credit card debt in 44057 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44057

^ Based on overall Ohio data, the credit card delinquency rate in Madison is approximately 0.57%. ^[2]

Credit Scores in 44057

^ The average credit score in Madison is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44057

Credit Card Debt in 44057

44057 Credit Card Debt
- The estimated average credit card debt for 44057 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44057

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44057 Credit Scores

Credit Scores in 44057
- Residents of 44057 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44057 (Madison, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44057 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44057 ^[4]
- 44057 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44057 (Madison, OH)

Recent credit card complaints originating from consumers in 44057, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44057

Complaint Issue	Number of Complaints*
Incorrect information on your report	6
Improper use of your report	5
Dealing with your lender or servicer	3
Managing an account	3
Problem with a credit reporting company's investigation	3
Other	11

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44057

44057 is associated with the city of Madison, which is located in Lake County in the state of Ohio. ^[6]

44057 Credit Cards

For more information about 44057 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44057

6. ^ United States Census Bureau