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Comprehensive Local Credit Card Guide

Shelby Credit Cards

Credit Card Debt in Shelby

^ Average credit card debt in Shelby is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Shelby

^ Based on overall NC data, the credit card delinquency rate in Shelby is approximately 0.66%. [2]

Credit Scores in Shelby

^ The average credit score in Shelby is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Shelby, NC Credit Card & Personal Finance Statistics

Shelby Credit Card Debt


  • Credit Card Debt in Shelby
    • The estimated average credit card debt for Shelby residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Shelby Credit Card Calculator


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Shelby Credit Scores


  • Credit Scores in Shelby
    • Residents of Shelby, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Shelby, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Shelby cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelby [4]
    • Shelby (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Shelby

Shelby is a city located in Cleveland County in the state of North Carolina, and has a population of approximately 20,323. [6]

NC Credit Cards

Shelby Credit Cards

For more information about Shelby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau