North Carolina Credit Cards

North Carolina Credit Card Debt

• Credit Card Debt: NC vs. U.S.
• • North Carolina residents have average credit card debt of $5,548. ^[1]
  • The average credit card debt amount in North Carolina is 12% greater than the national average of $4,965.
  • NC ranks 4th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in NC

• Cardholders that are more than 90 days late on credit card payments in North Carolina ^[2]
• • North Carolina ranks 13th in the nation with a credit card delinquency rate that is 16% greater than the national average of 0.57%.
  • North Carolina Rate: 0.66%
  • National Average: 0.57%
• Statute of limitations for credit card debt in North Carolina ^[4]
• • North Carolina: 3 years
  • U.S. Average: 5.4 years

North Carolina Credit Scores

• Credit Scores: NC vs. U.S.
• • North Carolina residents have an average credit score of 685. ^[3]
  • The average credit score for North Carolina residents is 2% less than the national average score of 696.
  • NC ranks 39th in the nation in average credit score. ^[3]

About North Carolina

The state of North Carolina has a population of approximately 9,535,483, ranking 8th in the nation. ^[5]

More about North Carolina Credit Cards

For more information about North Carolina credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.