Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

North Carolina Credit Cards

Credit Card Debt in NC

^ North Carolina residents have average credit card debt of $5,548, which ranks 4th in the nation. [1]

Credit Card Info in NC by City

Select a city for local information:

Go

Credit Card Delinquency in NC

^ The credit card delinquency rate for North Carolina residents is 0.66%, which ranks 13th in the U.S. [2]

NC Credit Cards

North Carolina Credit Card & Personal Finance Statistics

North Carolina Credit Card Debt


  • Credit Card Debt: NC vs. U.S.
    • North Carolina residents have average credit card debt of $5,548. [1]
    • The average credit card debt amount in North Carolina is 12% greater than the national average of $4,965.
    • NC ranks 4th in the nation in average credit card debt. [1]

Credit Card Delinquency in NC


  • Cardholders that are more than 90 days late on credit card payments in North Carolina [2]
    • North Carolina ranks 13th in the nation with a credit card delinquency rate that is 16% greater than the national average of 0.57%.
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in North Carolina [4]
    • North Carolina: 3 years
    • U.S. Average: 5.4 years

North Carolina Credit Scores


  • Credit Scores: NC vs. U.S.
    • North Carolina residents have an average credit score of 685. [3]
    • The average credit score for North Carolina residents is 2% less than the national average score of 696.
    • NC ranks 39th in the nation in average credit score. [3]

North Carolina Demographics

Income Breakdown in North Carolina

The state of North Carolina has a median household income is $51,083. Approximately 17 percent of households in NC have incomes below the poverty level. [5]



Household Income: North Carolina vs. U.S.

The median household income in the state of North Carolina is approximately 12 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the North Carolina median household income of $51,083. [5]


Age Breakdown in North Carolina

In North Carolina, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about North Carolina

About North Carolina

The state of North Carolina has a population of approximately 9,535,483, ranking 8th in the nation. [5]

NC Credit Cards

More about North Carolina Credit Cards

For more information about North Carolina credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

North Carolina Cities

North Carolina ZIP Codes


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve