Comprehensive Local Credit Card Guide

Credit Cards in 28640 (Jefferson, NC)

Credit Card Debt in 28640

^ Average credit card debt in 28640 is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in 28640

^ Based on overall North Carolina data, the credit card delinquency rate in Jefferson is approximately 0.66%. ^[2]

Credit Scores in 28640

^ The average credit score in Jefferson is approximately 685, based on collective North Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 28640

Credit Card Debt in 28640

28640 Credit Card Debt
- The estimated average credit card debt for 28640 residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 28640

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28640 Credit Scores

Credit Scores in 28640
- Residents of 28640 (NC) have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More 28640 (Jefferson, NC) Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 28640 who are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 28640 ^[4]
- 28640 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 28640 (Jefferson, NC)

Recent credit card complaints originating from consumers in 28640, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 28640

Complaint Issue	Number of Complaints*
Incorrect information on your report	2

* Total 2021 - 2024 (current)

Additional information about North Carolina

About 28640

28640 is associated with the city of Jefferson, which is located in Ashe County in the state of North Carolina. ^[6]

28640 Credit Cards

For more information about 28640 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in North Carolina

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau